HDFC offers so far the best credit cards in the market. Further, the Indian Oil HDFC Credit Card is one of them. This is specially created to help people save money on fuel purchases. As we all know daily traveling via our vehicle can cost so much. Therefore HDFC has introduced the Fuel Credit Card that could save your pocket. In addition, credit card comes with several other benefits from various categories. Hence, you can avail here rewards, EMI facilities, renewal offers, and many more. Keep reading to know more about How the Indian Oil HDFC Credit Card can help others?

What are the benefits that came along with the India Oil Credit Card?

People are crazy about credit cards these days. Hence, the banks are introducing new updated credit cards into the market. Now you can find different credit cards for travelers, movie lovers, shoppers, businessmen, and many others. Each one of them is highly equipped with an end number of benefits and features. Therefore, when today there is a different credit card for each category so how the fuel can be left? Hence, HDFC has brought the Indian Oil HDFC Credit Card into the market. Further, it is specially designed to help people save money on their daily fuel purchases. 

You can earn up to 50 liters of fuel for free every year using this fuel credit card. It is one of the best benefits for someone who uses their vehicle for traveling. While using the Indian Oil outlet to make payments you can get up to 5% of your spending. In addition, you can win up to 150 fuel points post months from card issuance. Furthermore, you can earn up to 1 fuel point every time you spend INR 150 on all other purchases. Besides that, you can earn revolving credit with your HDFC Fuel Credit Card at a very nominal rate. 

HDFC has created a fuel point accrual system where you can redeem to get free fuel. This HDFC Credit Card comprises a contactless payment gateway that adds a security layer. Therefore, you can make safe and secure payments that are too contactless. Additionally, the credit card comes with zero lost card liability. It ensures that the cardholder shouldn’t be liable for any fraudulent transactions. This is a very useful feature as there are several cases reported where the credit card is stolen or lost. Further, fraudsters misuse those credit cards. However, if such an incident may happen to you then you didn’t have to worry about it anymore. It is because of the zero-lost liability protection. With this, you wouldn’t be held liable for any such fraudulent transactions. However, to avail of this feature you need to report to the bank as soon as possible. So far this feature has helped a large number of people with those fraudulent transactions. 


The Indian Oil Credit Card comes with a joining fee of INR 500. Further, it is one of the best credit cards for fuel in India. You can save a huge amount of money by using this credit card on daily basis. It also offers up to a 1% fuel surcharge waiver across India. Further, you can waive the annual charges by spending INR 55,000 in the previous year. Both salaried and self-employed individuals can apply for it. Moreover, salaried individuals should be between 21 to 60 years of age. However, self-employed individuals between the age of 21 to 65 can apply for this credit card. If you have any questions or concerns, you can contact HDFC Bank’s customer service department. They have a dedicated team of people who will resolve all your queries. 

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